Digital Engineering & AI for Insurance
Modernizing insurance for Saudi Arabia and the GCC
We help insurers and Takaful operators build and modernize digital journeys across claims, quotations, renewals, customer servicing and partner channels — connecting seamlessly with core insurance systems and the Saudi insurance ecosystem.
Saudi insurance experience • AI & Automation • OutSystems • Enterprise Integration
The connected insurance journey
- 1Customer
- 2Digital Journeys
- 3AI & Automation
- 4Core Insurance
- 5Najm / NPHIES / ELM / Aggregators
Trusted by leading enterprises
Built for the Saudi insurance ecosystem
Insurance transformation doesn't happen in isolation
Saudi insurers operate across an interconnected ecosystem of policy administration platforms, government services, aggregators, healthcare platforms, partners and digital channels. We help build the applications and integration layer that connects these systems into modern customer and operational journeys.
Core Insurance
- eBao
- Premia
- TCS BaNCS
- InsureMO
- CoverGo
Saudi Ecosystem
- Najm
- NPHIES
- Insurance Authority
- ELM
Insurance Digital Experience
The connective layer between core systems, government platforms, distribution and the customer.
Distribution
- Tameeni
- BCare
- Gonsure
- Bancassurance
- Auto Lease
Digital Journeys
- Quotations
- Claims
- Renewals
- Customer Service
- Partner Portals
Where we help insurers transform
Customer & Policy Journeys
Digital quotation, issuance, endorsements, renewals and self-service experiences.
Explore Policy JourneysClaims Transformation
From FNOL and document intake to workflow automation, partner coordination and claims servicing.
Explore ClaimsDistribution & Partner Ecosystem
Broker portals, aggregators, bancassurance, auto-lease and partner servicing.
Explore Partner SolutionsAI & Intelligent Operations
Document intelligence, copilots, renewal intelligence, claims triage and governed AI workflows.
Explore AI for InsuranceInsurance experience
Built from real insurance delivery
We have supported a Saudi insurer across multiple customer and operational journeys, including quotations, renewals, claims, workshop operations, partner channels and auto-lease applications.
Saudi Insurance Experience
Multi-year engagement across key digital insurance journeys
- Renewals
- Quotation
- Claims
- Workshop Operations
- Partner Portal
- Auto-Lease
- Aggregator Integration
AI for insurance
Move from AI experiments to real insurance operations
We help insurers identify practical AI opportunities where measurable business value, available data and controlled governance come together.
Claims Intelligence
Document extraction, triage, summarization and claims assistance.
Renewal Intelligence
Propensity, segmentation and next-best action.
Insurance Copilots
Knowledge assistants for claims, underwriting and operations teams.
Agentic Workflows
Governed AI agents coordinating tasks across systems with human approvals.
AI is reshaping insurance. Is Takaful ready for what comes next?
Our executive perspective on AI in Islamic insurance.
Engineering foundation
Built to work with the technology you already have
We don't believe every transformation requires replacing the core. We build modern digital and AI capabilities around the systems insurers already depend on.
OutSystems OS11
OutSystems Developer Cloud
APIs & Middleware
Generative AI
Cloud
Enterprise Integration
Why insurance teams work with RustyStick
Insurance-first thinking
We start from the insurance journey, not the technology.
Saudi ecosystem understanding
Experience integrating digital insurance journeys with local platforms, partners and regulatory ecosystems.
Modernize around the core
Build new experiences without forcing unnecessary core replacement.
AI + Digital Engineering
Combine application engineering with practical AI and automation.
Long-term delivery
Support from initial discovery through development, integration and continuous enhancement.
Insights
Dive Deeper into Our Insights
Our latest thinking and case studies.
Modernizing insurance journeys without replacing the core
Read full article
Connecting insurers to the Saudi insurance ecosystem
Read full articleInsurance transformation is rarely one big project
Start with the journey creating the most friction today. Whether that is claims, renewals, quotations, partner servicing or AI automation, we can help assess the opportunity and define a practical path forward.